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  • Site Map for French Property Ramblings.... .....click title for details

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    Taking out a Mortgage in France

    Buying a property in France is similar to purchasing a property in most other countries.  Most buyers take out a mortgage that typically covers up to 80% of the value of the property.  If you’re planning to purchase that second home in France, or even a primary residence, you can either take out a mortgage from your home country or from a French mortgage company in France.  If you decide to take out a French mortgage, here are some of the basic points you should familiarize yourself with before taking out that loan.  

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  • Know your mortgage options when buying French property

  • For many hoping to purchase property for sale in France the prospect of getting a mortgage can be an intimidating one. But knowing exactly how the system works can help a prospective buyer obtain a loan with relatively little stress involved.Like in Britain, mortgages are available at all major French.....click title for details

  • TV licences in France

  • Just as they do in the UK, people who are living in France or thinking of moving to France will also need to think about getting a licence if they are planning to watch TV.Whether you are looking at French farms for sale or considering taking out a buy to.....click title for details

  • French mortgages vs UK Mortgages

  • Investors planning on buying French property are being advised take time to consider whether to get an overseas mortgage from a UK bank or a mortgage from a French bank.According to the Association of International Property Professionals (AIPP), it is vital that people planning to purchase property abroad pick the.....click title for details

  • Financing land purchases in France

  • A particularly popular option at the moment in France is to buy a plot of land in France and then build a property on the land. Land is relatively cheap compared to the UK. Beware: land is very expensive on the Med coast but rural France, in general, is a.....click title for details

  • Investment in French holiday homes

  • Buying a French holiday home mortgage could be more worthwhile than going on annual trips abroad, it has been revealed.Getting a French mortgage is not only a simple process but new research has shown that it can save you cash in the long run. Recent figures show that one in.....click title for details

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    Renting a Property in France

    Renting a property in France is much like renting a property anywhere else in the world, but differences do exist.  As long as you’re aware of those nuances, you should be fine.  The web is a great resource for researching those differences, as well local French real estate agents who can inform you of local real estate practices.  To help you get started with your research, we’ve listed some of the main rental practices in the country.

    Rental period
    Unlike some other countries around the world, France has a minimum three- year rental …

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  • French Forum

  • We have over 500 members on the French Forum with over 400 topics. Find postings about buying / living in France, legal and financial issues, renting, items for sale and lots more!

    Latest Forum Postings

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    Take a look today and join our community!.....click title for details

  • A move to France doesn’t have to be taxing

  • Savvy investors who have realised the potential of buying property in France would do well to get up to speed on the taxation laws of the country.Already, the UK and France have a double agreement which means tax is paid in one country or the other - but not in.....click title for details

  • Restaurants in France

  • Whether you are looking for French hotels, thinking of buying a holiday home or even renting a watermill for the week it is always a good idea to check out the local restaurants.And it seems that France is certainly not lacking in decent places to get some grub after it.....click title for details

  • Investing in France

  • Buying a French holiday home and then renting it out is likely to earn you a fair bit of cash, according to the latest figures. The study says shows that currently there are around 400,000 overseas properties owned by British investors with over half of these in Spain and France.Income.....click title for details

  • Brits could gain from buy to let property for sale in Var

  • People who are considering buying Var property for sale and then renting it out to tourists will be buoyed by the news that last year over 78 million foreign tourists visited the country.As well as British and American people enjoying holidaying in the south of France, the country has also.....click title for details

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    Types of French Properties

    Whether you’re looking to buy that one-of-a-kind holiday property in the mountains, a traditional house in the countryside, or a townhouse in the city for an investment, France has it all.  With so many options available, though, it’s best to familiarize yourself with the different terminologies used to describe some of the various types of properties before you make that purchase.  Listed below is a quick summary of some of the more common real estate terms in France.  

    Fermette
    When you conjure up thoughts of …

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  • Coastal Properties

  • The vast number of enquiries to 1st for French Property are for either coastal or rural properties. To help potential buyers to choose the appropriate property, we have introduced a new section on the website called "Locality". Here you can choose a property by its location: Coastal Rural Hamlet Village Town France Barn We have also introduced.....click title for details

  • Home insurance in France

  • Whether you are considering buying a chateau or looking at rural properties for sale in France, experts are warning that Britons should take out home buildings and contents insurance for any house purchased overseas.According to the latest figures, around 800,000 UK residents decide to take the plunge each year and.....click title for details

  • Rural properties for sale in France

  • Many people who want to move away from Britain to start a new life are attracted by the thought of buying rural property in France.Whether they are considering investing in Gites to make a living in France, looking for watermills for sale or buying a chateau, you can rarely beat.....click title for details

  • Buying off plan in France

  • House hunting in France can be a stressful time and many investors who are looking to buy a French property opt to eliminate this by purchasing off plan.Off plan is when a purchaser signs a contract to buy a home before it has been built but assumes that it will.....click title for details

  • Get you French home out from under the hammer

  • Not everyone who is buying a home in France wants do so by conventional means and some opt to purchase their property in an auction. There are three types of sale which take place under the hammer in France with either repossessed properties up for grabs, a public auction of.....click title for details

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    HIFX ADVICE FOR BUYERS FEELING JITTERY ABOUT FLUCTUATING EXCHANGE RATES

    With the markets in turmoil, property prices in flux and Sterling falling against the Euro, but still riding high against the Dollar, anyone intending to buy property overseas would be forgiven for getting the jitters.    In the last eight months a European property priced at €200,000 has become £24,677.40 more expensive to a British buyer due to fluctuating exchange rates*.  Currency specialists HiFX are however urging prospective buyers not to abandon their plans but to seek advice on how they can use current exchange rates to ensure they get a great deal on a property abroad. …

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  • Negotiate on your French Property

  • The weak pound sterling / euro exchange rate could be used to your advantage, according to foreign exchange specialists HiFX. Mark Bodega, Director of HiFX, says "Most buyers work to a budget and changes in the euro/sterling exchange rate have therefore led to people reviewing what properties they can afford". If you.....click title for details

  • Time to buy a property in France?

  • If you are thinking of buying a property in France - investment, residential or holiday home - there is no better time! The £ sterling  / Euro exchange rate is at £1 = 1.51 euros. So a property priced at 151,000 euros will cost £100K (plus notaire charges). With further UK.....click title for details

  • Make your Money go Further

  • Instead of waiting until you arrive at the airport, having the inconvenience of queuing plus the added cost of getting charged between 6-10% on the exchange rate, HiFX Travel Money Online will make your money go further. Order your travel money online with HiFX and you will not only receive.....click title for details

  • Worried about the Exchange rate

  • The euro has been gaining at sterling's expense over the last few weeks - effectively making a French Property purchase more expensive for UK buyers.However, it is worth bearing in mind that the euro interest rate is particularly attractive compared with the UK rate. French MortgagesFor example, it is possible.....click title for details

  • French Property Market 2008

  • The first months of 2008 have been very slow for French property sales. Our Immobilier have reported low enquiry rates and few viewings. However, since Easter the French Property Market has shown some positive signs with more enquiries and viewings. A major obstacle has been the strength of the Euro -.....click title for details

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    French Property sold for £50

    We cannot miss this opportunity to blow our own trumpet. We know how good our Private Sales service is - but when we get a glowing review we cannot resist the chance to publicise it.

    Thanks Dazzo - here is his review from the British Expat Discussion Forum
    “Hiya, we have just borrowed money of the folks to buy our place near Riberac on the understanding we pay them back asap as soon as we sold our old house nr thiviers… we are due to complete in a week. I put it up with 2 agents who between them got 4 viewings in 4 months.

    I put my own ad on 1st for french properties at the end of Jan and by beginning of March (cost about £80) I had 4 offers on the table and got the full asking price… I must have got on average 10 enquiries a week and am still getting them now(I haven’t took it off as in my eyes the house isn’t sold till Ive got the cash!!) I must have arranged over 20 viewings however after the 5th viewing I had 2 offers, then got 2 offers from people who couldn’t get out to view in time but desperately wanted the house!!!

    Considering the agents only got 4 viewings in 4 months, my house was obviously nothing out of the ordinary, but yet the amount of people looking through thousands of ad’s on 1st for French property must be very high for me to get as many enquiries as I did. I totally recommend trying it yourself as it will also be advertised cheaper as there are no agents fees involved and I can totally recommend my Notaire in Saint Aulaye for all the advice you need on private sales, it has been (dare I say) ‘a doddle!!’.

    http://www.1st-for-french-property.co.uk/

    If you need any help, get in touch and I will gladly show you my write up etc… “

    See what we mean? Yes, it just costs £50 to advertise your French Property for Sale. Good value when Immobilier fees woudl run into 1000s of euros. For more details: Advertise your French Property

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  • Leaseback - the best property investment ever?

  • Leasebacks Leasebacks have just got better with some important French TAX changes - more of that later. With a French Leaseback, you buy a property - typically in a ski, beach or golf development - and receive back the local tax (TVA). TVA is levied at 19.6% in France. As well.....click title for details

  • Get you French home out from under the hammer

  • Not everyone who is buying a home in France wants do so by conventional means and some opt to purchase their property in an auction. There are three types of sale which take place under the hammer in France with either repossessed properties up for grabs, a public auction of.....click title for details

  • French Business For Sale

  • We have just started a new section on 1st for French Property: French Businesses for Sale We often get asked - "how can we move to France but also earn an income?" "We love France but we cannot afford to retire yet - have you any suggestions?" So in the.....click title for details

  • Brits may opt for France over Spain

  • Brits who have been thinking of buying property in Spain may wish to reconsider and head for French investments after one expert described Spanish market as "subdued".Last month, dozens of foreign property investors sold their stocks amidst fears of a Spanish property market crash with around four million facing a.....click title for details

  • French Leasebacks as an Investment

  • Are you looking for a solid investment property? Then French Leasebacks are for you! This a 20 year investment in holiday accommodation in France with tax incentives and guaranteed rental incomes. This type of investment is a product of the French Government looking for a solution to holiday accommodation shortages in.....click title for details

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