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>> Home >> Community >> Articles >> Counting the cost of buying in Fran ....

Counting the cost of buying in France

You may have found that perfect home in France but there are a number of extra costs which may catch the less savvy investors by surprise.

These can vary according to the type of property and the region you're buying in but it is important to make space for them within your budget when purchasing a home.

Danny Parker, relationship manager at Barclays Bordeaux, said: "Don't forget, salaries may be lower or you might have to change job. Do some research and budget accordingly."

One such cost which will come your way is estate agent's fees which will leave you having to fork out anywhere between four and ten per cent of the purchase price plus VAT at 19.6 per cent.

But despite this seemingly large amount of cash, most agents are happy to negotiate and in some cases, costs can be split between the buyer and vendor.

A notaire will also charge fees of around one per cent but again, these are usually shared with the seller.

Another cost to consider is Land Registry fees which range from 0.71 per cent and 5.09 per cent depending on how new or old your new home is.

Mortgage registration fees can set you back by one to two per cent depending on the amount you are borrowing and are subject to the approval of the bank.


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